Profile credit offers you as a private person a quick loan with direct payment. As a new borrower you can quickly access USD 25,000. Profile credit is owned by Finans 24/7 Sverige AB, which has long experience in the Swedish loan market and is under the supervision of Finansinspektionen.
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At Profile credit you can borrow USD 3000 to USD 25,000 depending on whether you are a new or returning customer. The maturity is 1 month but can be extended to 3 months at a discount. The credit is a fast loan that you take out without collateral. You can thus use the money for any purpose.
Profile credit has fairly high interest rates and this is because they offer a fast loan with a short maturity. However, it is not a disadvantage if you are in need of a fast loan as that is exactly what you get from Profile credit.
The nominal interest rate is 39%. The effective interest rate is between 197.29% to 2,025.77% if you borrow between USD 3,000 and USD 25,000 with a one-month repayment period. There is also a setup fee of USD 395 and a management fee of USD 45 per month if you wish to extend the term.
To apply for a loan from Profile credit, you must have reached the age of 20 and a maximum of 67 years. You may not have any payment note or debt account . Regular income is needed but how high it must be is determined individually. You as a borrower must be registered in Sweden and have a Swedish social security number. You also need a Swedish BankID and a Swedish bank account.